MHQ - Mortgage HeadQuarters

Whether you're  buying your first home  or  refinancing your current mortgage  to make some much needed upgrades to your home, there's a lot involved when you get a mortgage. The great news for you is that when you choose to work with  Mortgage Headquarters of Missouri, Inc , we do the heavy lifting so you can concentrate on your life rather than the mortgage loan. Take a look at the mortgage services we offer at MHQ! FHA Loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. FHA loan programs are particularly bene...

If you're currently renting, it may be time to consider buying your first home . There are many great benefits to homeownership that you as a renter may not have considered. So, this week, MHQ Mortgage Headquarters wants to share with you just a few of the many perks of homeownership that you could be taking advantage of. 1. You Can Decorate Freely Homeownership offers tremendous freedom to create the living space you've always wanted. You can own pets, paint rooms whatever color you like, make changes to floors and carpeting and do all the things that make a house your home. And the best part is you can make all the changes you want without having to get approval from a landlord! 2. Buying is Cheaper in the Long Run Sure, you could rent a home and not have to worry about the maintenance costs to upkeep the home, and you don't have to worry about real estate taxes and other homeownership expenses. But your money is simply being spent and there is essentially nothi...