Make the Approval Process Easier with Our Loan Application Checklist!
All too often, buyers run into snags in the approval process because they were unaware of a document they needed to provide to the lender. This can hold up the approval process and potentially put the buyer at risk for not meeting necessary contract deadlines on financing. There are several items that you'll need to provide to the lender so they can begin processing your application. MHQ - Mortgage Headquarters is sharing with you a list of items you'll need to provide to your lender to ensure a smooth application approval process. Take a look. In general, the documentation you will need includes: Income & Assets: Pay stubs for the last 30 days Last two W-2s Last two checking and savings Statements for each bank, mutual fund, and/or investment account (all pages even if bank) If Self-Employed or own more than 25% of a corporation or partnership or have rental properties: Last two years of federal Tax returns (with schedules, all pages) Last two ye...