MHQ - Mortgage HeadQuarters

There are MANY people out there looking to buy a home at the Lake of the Ozarks . With everything that has happened regarding the COVID-19 pandemic, some people have actually moved here so that their children could go to schools in the area or so that they could just live in a less populated area such as Kansas City or St. Louis. Our mortgage lenders at the Lake of the Ozarks are here to give you a few tips for making your first mortgage process a little EASIER, in this week's blog. If you are interested in moving the Lake of the Ozarks area and need a mortgage lender that has EXPERIENCE and vast knowledge about the area, please give us a call MHQ - Mortgage Headquarters . We can be reached at 573-302-9990.   Tips For Making Your First Mortgage Process EASIER Get Pre-Approved. Pre-Approval lets you know how much house you can afford UPFRONT. Don't put yourself in a financial situation you can't get yourself out of. Pre-Approval is a smart decision because not only does i...

Our mortgage company at the Lake of the Ozarks has had the pleasure of meeting several kind people over the years that have become clients. Many of those people have left us some very nice words and they are too good not to share. Keep reading this week's blog to see a few of the very sweet reviews some of our clients have left behind over the years. If you are interested in buying a home and would like to talk to one of our mortgage specialists at the Lake of the Ozarks about applying for a mortgage and getting a great rate, please give us a call today. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. What Are People Saying About MHQ - Mortgage Headquarters? This customer was technology challenged. Cole was patient and the buyer was very happy with service she received. - Karen Mcfarland The MHQ team helped make our experience in purchasing a condo easy. A very positive experience for us. - Mike Aulbur Nick and Tami made the whole process seem effortless....

When you choose to buy a home for the first time, this is one of the biggest decisions you can make in life. You should be prepared and understand what to expect. That being said, there are a few actions you should AVOID making when purchasing your first home. Keep reading this week's blog to find them out. For a mortgage lender at the Lake of the Ozarks , you can count on to walk you through the entire mortgage process and put you at ease, call MHQ - Mortgage Headquarters . We can be reached at (573) 302-9990. A Few No No's When Purchasing Your First Home REFRAIN FROM CO-SIGNING ON ANY LOANS. By co-signing, you take on all the risk if the loan is not repaid. If your co-signer defaults, you'll be responsible for making payments or run the risk of being sued since your name is on the loan, too. Plus, co-signing can make it difficult for you to obtain a loan for yourself when you need it. KEEP YOUR CURRENT BANK ACCOUNT. Switching bank accounts before closing on y...

With the low mortgage rates that have become available during this COVID-19 pandemic, many may be thinking it's time to refinance their home loans. It makes sense, why wouldn't you take advantage of these lower rates? With that in mind, there are certain actions you will want to avoid when choosing to refinance your home loan and our mortgage lenders at the Lake of the Ozarks are here to tell you about a few of them in this week's blog. If you have any questions, please do not hesitate to call our mortgage company in Osage Beach today. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. If you are considering refinancing your home loan, our experienced Missouri mortgage lenders can guide you to select the refinance program that can fit your financial situation the best. What NOT To Do When Refinancing Your Home Loan DO NOT... FAIL TO ASK YOUR MORTGAGE LENDER WHAT THE BEST TERM WILL BE. For most homeowners, refinancing is all about getting a better ...

Calling all homeowners! As you may have seen already, the tax deadline has changed due to the COVID-19 pandemic. That being said, have you done your taxes yet? If not, this is the blog for you! Our mortgage lenders at the Lake of the Ozarks are here to give you a few tax deductions to be aware of in this week's blog. Are you looking to refinance your home loan due to the low rates that are coming out during this pandemic? Call our mortgage company in Osage Beach today. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. Homeowner Tax Deductions To Be Aware Of DO YOU OWN A VACATION HOME? If you do, you can deduct mortgage interest and property taxes from second homes and vacation homes as long as the properties are rented for 14 days or less per year. If any rental exceeds the 14-day limit per year, the IRS considers this as an income property.  When such income property is sold, the seller will either have to pay the capital gains tax or conduct a tax-defe...

We are all in the middle of the COVID-19 crisis and it has been a very unique time in history. One of the effects of this crisis is the extremely low mortgage rates that are happening. With that in mind, this may be the PERFECT time to buy your first home. Turn something POSITIVE out of such a negative time. Get pre-qualified and learn more about the current low mortgage rates and call our mortgage company in Osage Beach today. Our Lake of the Ozarks mortgage lenders can be reached at (573) 302-9990. MHQ - Mortgage Headquarters is here for you! In the meantime, keep reading this week's blog to learn all about some of the possible JOYS of owning a home. ENJOY THE VALUE OF A GOOD INVESTMENT. By that, we mean equity. Your equity in your home is the amount of money you can sell it for minus what you still owe on it. Every time you make a payment toward your mortgage, you reduce the amount you owe. That reduction increases your equity. ENJOY THE POSSIBLE TAX BENEFITS. Homeow...