MHQ - Mortgage HeadQuarters

When starting the home buying process, there are a few things you need to consider before you just start scheduling showings of properties. For starters, do you even know how much home you can afford? Do you know what price range you should be shopping in? Getting pre-qualified for a mortgage loan can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification. We Can Help You Pre-Qualify We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will do this by analyzing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts...

While it may seem that the first step in the home buying process should be finding the home you want to buy, that's simply not the case. Your first step should be getting pre-qualified or pre-approved for a mortgage. Getting pre-qualified or pre-approved for a mortgage loan can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification or pre-approval. How Much Can You Afford? Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can afford. This will put you in a better position as a buyer. That’s when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan. The difference between the two terms will be crucial when you decide to make an offer on a house. What We'll Need to Determine Y...

As a smart consumer, the start of the home buying process shouldn't start with shopping homes. It should actually start with getting pre-qualified for a mortgage loan.  Getting pre-qualified for a mortgage loan  can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification. Let's Get You Pre-Qualified At Mortgage Headquarters, we've been in the mortgage lending business for more than 20 years. This length of experience and the knowledge we've obtained over the years provides us with the necessary tools to help determine how much of a mortgage loan you can afford, and how much money you can borrow. We'll do this by analyzing your debt-to-income ratio, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we ca...

All too often, buyers run into snags in the approval process because they were unaware of a document they needed to provide to the lender. This can hold up the approval process and potentially put the buyer at risk for not meeting necessary contract deadlines on financing. There are several items that you'll need to provide to the lender so they can begin processing your application.  MHQ - Mortgage Headquarters is sharing with you a list of items you'll need to provide to your lender to ensure a smooth application approval process. Take a look. In general, the documentation you will need includes:   Income & Assets: Pay stubs for the last 30 days Last two W-2s Last two checking and savings Statements for each bank, mutual fund, and/or investment account (all pages even if bank) If Self-Employed or own more than 25% of a corporation or partnership or have rental properties:  Last two years of federal Tax returns (with schedules, all pages) Last two ye...

With the new year just around the corner comes new endeavors for just about everyone. For those who have aspirations to become homeowners, we want to say congratulations on your decision! Remember,  MHQ - Mortgage Headquarters  has more than 20 years' experience in the mortgage industry, so we'd be a perfect fit for your mortgage lending needs. But first, we want to help you by providing a few tips to start you on the right path to getting that loan approval. Get Pre-Qualified At Mortgage Headquarters, we'll do this by analyzing your debt-to-income ratio, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts, income, and other circumstances. After you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-...

Thinking about buying a home? As a smart consumer, the start of home buying shouldn't start with shopping. It should actually start with getting pre-qualified for a mortgage loan. Getting pre-qualified for a mortgage loan  can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification. Let's Get You Pre-Qualified At Mortgage Headquarters, we've been in the mortgage lending business for more than 20 years. This length of experience and the knowledge we've obtained over the years provides us with the necessary tools to help determine how much of a mortgage loan you can afford, and how much money you can borrow. We'll do this by analyzing your debt-to-income ratio, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the pro...

Even if you have not narrowed down homes to view yet, it can be important to see your mortgage loan professional first. Why? When you don't yet know how much house you want to qualify for, what could we do for you? Did you know that getting pre-qualified for a mortgage loan can help you in more ways than one? Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification. We Can Help You Pre-Qualify We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will do this by analyzing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts, income, and ...