MHQ - Mortgage HeadQuarters

COOKIES FOR SANTA The holiday season is upon us, and we can practically smell the aroma of fresh-baked cookies in the air. Beyond being a delicious holiday treat, Christmas cookies are part of many family traditions, and have a long standing history. MHQ Mortgage Headquarters, leading lender at the Lake of the Ozarks , understands how cookies bring a family together and a since of home in every bite. Let’s take a stroll down the history of Christmas cookies. COOKIE DECORATING Icing or frosting, is there really a difference? Icing started in the 1600s with a mixture of sugar and egg whites that topped a cake once cooled, it looked just like ice. Where it got its name of icing. In recent times, the rich & creamy buttercream has become popular with its delicious taste and thicker texture for decorating. If you dare, you can tackle fondant to give your Christmas cookies a little something extra. And with so many food coloring variations to choose from today, your options are endless. ...

Have you been renting from landlords for YEARS and are starting to consider buying a home for the first time? That is only natural. The desire to be a homeowner in America is very real, but it's not always realistic, depending on your current financial situation. The best way to find our if buying a home is the right move for you, is to visit with an experienced mortgage lender in Lake Ozark today and get your questions answered. You can reach MHQ - Mortgage Headquarters by calling us at 573-302-9990. In the meantime, keep reading this week's blog for the pros and cons of renting your home. Renting VS. Buying: The Pros and Cons RISK When it comes to renting versus buying, there is a lot less risk when you choose to rent. However, it can be said there's a lot less reward when renting as well. When you rent a home, typically you are not liable for any household damages, such as the HVAC system breaking or roof damage. Those are examples of items that the landlord would typi...

You have been renting for YEARS and you have gotten to a point where you're tired of spending money on something you don't actually own. You're also tired of: Not being able to control the neighbors you have Not being able to make actual home improvements Your rent increasing over the years Not having a fenced-in yard for your dogs Making maintenance requests and not getting timely responses ...etc. You're at the point where you feel like enough is enough! If this sounds like you, we urge you to call an experienced mortgage lender at the Lake of the Ozarks today and get pre-qualified for a home loan. This will give you an idea of how much you can actually afford. It's important that you understand, buying a home is a BIG commitment and you need to be ready if this is something you're truly considering. Keep reading this week's blog for a few tips on how to know if you are really ready to buy a house. If you have any questions about buying your fi...

We are all in the middle of the COVID-19 crisis and it has been a very unique time in history. One of the effects of this crisis is the extremely low mortgage rates that are happening. With that in mind, this may be the PERFECT time to buy your first home. Turn something POSITIVE out of such a negative time. Get pre-qualified and learn more about the current low mortgage rates and call our mortgage company in Osage Beach today. Our Lake of the Ozarks mortgage lenders can be reached at (573) 302-9990. MHQ - Mortgage Headquarters is here for you! In the meantime, keep reading this week's blog to learn all about some of the possible JOYS of owning a home. ENJOY THE VALUE OF A GOOD INVESTMENT. By that, we mean equity. Your equity in your home is the amount of money you can sell it for minus what you still owe on it. Every time you make a payment toward your mortgage, you reduce the amount you owe. That reduction increases your equity. ENJOY THE POSSIBLE TAX BENEFITS. Homeow...