MHQ - Mortgage HeadQuarters

Lets face it, at Lake of the Ozarks we live for warm sunny days on the lake. And this time of year many take off south to find sun and warmth. Before you hunker down during the cold winter dreaming of boating days, ensure your home is prepared by following these few easy steps. MHQ Mortgage Headquarters cares about you, your family and home even after the loan is closed. Take the time and make sure you have done winter maintenance to your home. Cover outdoor air-conditioning units. Snow and ice can damage outdoor air-conditioning units if they aren't protected. Covers are available at most home improvement stores, but even a secured canvas tarp will do. Close foundation vents . Crawl space ventilation is good for your home during the spring, summer, and fall. However, during the winter months, closing the vents can help lower your heating costs. Check for drafts . Cold air slipping in around doors and windows can cause higher heating bills. Use this simple trick: light a stick of ...

If you're currently renting, it may be time to consider buying your first home . There are many great benefits to homeownership that you as a renter may not have considered. So, this week, MHQ Mortgage Headquarters wants to share with you just a few of the many perks of homeownership that you could be taking advantage of. 1. You Can Decorate Freely Homeownership offers tremendous freedom to create the living space you've always wanted. You can own pets, paint rooms whatever color you like, make changes to floors and carpeting and do all the things that make a house your home. And the best part is you can make all the changes you want without having to get approval from a landlord! 2. Buying is Cheaper in the Long Run Sure, you could rent a home and not have to worry about the maintenance costs to upkeep the home, and you don't have to worry about real estate taxes and other homeownership expenses. But your money is simply being spent and there is essentially nothi...