MHQ - Mortgage HeadQuarters

With the low mortgage rates that have become available during this COVID-19 pandemic, many may be thinking it's time to refinance their home loans. It makes sense, why wouldn't you take advantage of these lower rates? With that in mind, there are certain actions you will want to avoid when choosing to refinance your home loan and our mortgage lenders at the Lake of the Ozarks are here to tell you about a few of them in this week's blog. If you have any questions, please do not hesitate to call our mortgage company in Osage Beach today. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. If you are considering refinancing your home loan, our experienced Missouri mortgage lenders can guide you to select the refinance program that can fit your financial situation the best. What NOT To Do When Refinancing Your Home Loan DO NOT... FAIL TO ASK YOUR MORTGAGE LENDER WHAT THE BEST TERM WILL BE. For most homeowners, refinancing is all about getting a better ...

Are you taking advantage of these low rates and thinking about buying a home at the Lake of the Ozarks ? Now could be your perfect chance to buy that dream home you've been hoping for! Keep reading this week's blog for a few KEY questions to ask your mortgage lender at the Lake of the Ozarks . If you're in the market to buy a new home and need a mortgage broker you can count on, call MHQ - Mortgage Headquarters today. We can be reached at (573) 302-9990. You name it, MHQ - Mortgage Headquarters can do it. What different types of home loan options are there? There are many different home loan options available to fit different people in different types of financial situations. For example, here are a couple of government home loans we work with: FHA loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides le...

Calling all homeowners! As you may have seen already, the tax deadline has changed due to the COVID-19 pandemic. That being said, have you done your taxes yet? If not, this is the blog for you! Our mortgage lenders at the Lake of the Ozarks are here to give you a few tax deductions to be aware of in this week's blog. Are you looking to refinance your home loan due to the low rates that are coming out during this pandemic? Call our mortgage company in Osage Beach today. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. Homeowner Tax Deductions To Be Aware Of DO YOU OWN A VACATION HOME? If you do, you can deduct mortgage interest and property taxes from second homes and vacation homes as long as the properties are rented for 14 days or less per year. If any rental exceeds the 14-day limit per year, the IRS considers this as an income property.  When such income property is sold, the seller will either have to pay the capital gains tax or conduct a tax-defe...

People choose to refinance their home loans for a number of reasons. No, refinancing isn't for everyone, but it CAN really help those who are certain financial situations. If this is something you're considering or at least have a few questions about, the best thing you can do is to contact an experienced mortgage lender at the Lake of the Ozarks and get the answers you need to make the best decision for YOU. Our mortgage lenders in Osage Beach are happy to help. Call MHQ - Mortgage Headquarters at (573) 302-9990. In the meantime, keep reading this week's blog for a few refinance options that can work for you! Get a shorter term on your home loan. Do you plan to build up equity more quickly, and have your mortgage paid off more quickly? If this is your wish, the refinance loan can move you to a mortgage loan program with a shorter term, like a 15-year loan. You will be paying less interest and increasing your equity more quickly, although your payments will gene...

Families come in many different types. Some families consist of a married couple with children and some may consist of an unmarried couple with no children. Whatever your family may look like, know that our mortgage lenders at the Lake of the Ozarks are here for all your home loan needs! That being said, in today's culture, it has become very popular for couples to live together first, BEFORE they get married to get a feel for what married life may be like. Not all of those couples rent, some may choose to put their money toward a valuable real estate investment together and this blog is for them. While you may choose to buy a home together, how do you go about it financially? You likely have many questions about how this process should work. If you can relate to this sort of situation, please call MHQ - Mortgage Headquarters today and get your questions answered. Mortgage Advice For Unmarried Couples Who Live Together Ask your mortgage lender whether filing individually ...