MHQ - Mortgage HeadQuarters

The home loan process can seem overwhelming if it's your first time and you're hearing everything second-hand, maybe from someone who had a bad experience with a mortgage lender. Here at our mortgage company at the Lake of the Ozarks , we want everything to be seamless, easy, and stress-free for you. This is why we give you the information you need upfront so that there's no confusion. Keep reading this week's blog for a list of information that you will need to present for your application. We keep all your sensitive information private, whether it's given to us directly in person or over our website. If you end up having any questions about what you're about to read, please give us a call at MHQ - Mortgage Headquarters . What information will be needed for the application (and how it's kept private) Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you'r...

During this COVID-19 pandemic, many may be thinking about refinancing their homes so that they can enjoy these lower rates that are now available. Other than that, have you ever thought about WHY people refinance their homes? There are actually A LOT of reasons to do so and our mortgage company at the Lake of the Ozarks is here to cover a few of them in this week's blog. If you have any questions about refinancing your home, please call our experienced mortgage lenders in Osage Beach . MHQ - Mortgage Headquarters can be reached at (573) 302-9990. Why Would I Refinance My Home? TO GET A SHORTER TERM ON YOUR HOME LOAN. Do you plan to build up equity more quickly and have your mortgage paid off more quickly? If this is your wish, the refinance loan can move you to a mortgage loan program with a short, like a 15 year loan. You will be paying less interest and increasing your equity more quickly. TO MANAGE YOUR DEBT IN AN EASIER WAY. If you have a SIGNIFICANT debt, you may...

When you choose to buy a home for the first time, this is one of the biggest decisions you can make in life. You should be prepared and understand what to expect. That being said, there are a few actions you should AVOID making when purchasing your first home. Keep reading this week's blog to find them out. For a mortgage lender at the Lake of the Ozarks , you can count on to walk you through the entire mortgage process and put you at ease, call MHQ - Mortgage Headquarters . We can be reached at (573) 302-9990. A Few No No's When Purchasing Your First Home REFRAIN FROM CO-SIGNING ON ANY LOANS. By co-signing, you take on all the risk if the loan is not repaid. If your co-signer defaults, you'll be responsible for making payments or run the risk of being sued since your name is on the loan, too. Plus, co-signing can make it difficult for you to obtain a loan for yourself when you need it. KEEP YOUR CURRENT BANK ACCOUNT. Switching bank accounts before closing on y...

Are you still wanting to get in an EPIC family vacation before summer is over? Family is everything and those heartwarming memories can last forever. That being said, summer family vacations can be really expensive and sometimes it can be really hard to afford everything. So, what do you do? Believe it or not, some people have actually used the money from refinancing their homes to pay for their family vacations. Our  mortgage company at the Lake of the Ozarks  is here to give you some information on refinancing your home to fund a summer vacation in this week's blog. If you have any questions on this process, please call us at  MHQ - Mortgage Headquarters  today. We can be reached at (573) 302-9990. Can You Refinance To Fund a Summer Vacation? There are many reasons to refinance your home loan, some examples include: To pay for your child's college tuition. To remodel your home and pay for the improvements. To consolidate your debt. To shorten you...