MHQ - Mortgage HeadQuarters

Have you ever thought about owning a home? Have you rented for most of your adult life but now you feel like this may be THE YEAR to become a homeowner? If so, you aren't alone. Many people have actually been buying homes this year especially due to the housing market conditions and the lower rates. That being said, have you ever thought about some of the perks of owning a home? Some of them may SURPRISE you. Our mortgage company at the Lake of the Ozarks is here to give you a few FANTASTIC perks of owning a home in this week's blog. If you decided that you are THROUGH renting and want to talk about your home loan options with an expert, please call MHQ - Mortgage Headquarters today. Our experienced mortgage lenders at the Lake of the Ozarks would love to walk you through your options and answer any questions you may have. Give us a call at (573) 302-9990. A Few FANTASTIC Perks Of Owning a Home Your home could appreciate in value over time. First, to be clear - there are no ...

Are considering refinancing your home this year because you heard about the possibility of getting a lower rate? It IS worth considering for some people, but it's not for everyone. The best thing for you to do is to speak with an experienced mortgage lender at the Lake of the Ozarks and get all the facts. Truly understand what refinancing your home loan means and what your options are and go from there. We can help. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. Visit www.MHQMortgage.com for more information too. In the meantime, keep reading this week's blog for a few refinancing no no's. Refinancing No No's DO NOT... REFRAIN FROM LOOKING AT ALL THE COSTS ASSOCIATED WITH REFINANCING. Typically, lowering your monthly payment is the ultimate purpose for refinancing. But it should not be the only factor you weigh. Before you even begin the refinance process, check your current mortgage documents to make sure your loan doesn't contain a penalty if you...

Our mortgage company at the Lake of the Ozarks prides ourselves on offering friendly customer service to all. We understand that the mortgage process can seem complicated or confusing to someone who is new to it. With that being said, our Lake of the Ozarks mortgage lenders are here to give you a few mortgage calculators to make your life EASIER in this week's blog. Rates and Payments Research Monthly Payment - Calculate your payment and amortization schedule. Compare Terms - Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage. Compare Rates - See how changes in your rate affect your payment for a given principal and term. Mortgage APR - Find the APR on a fixed rate mortgage. Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term. Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mo...

Have you been renting from landlords for YEARS and are starting to consider buying a home for the first time? That is only natural. The desire to be a homeowner in America is very real, but it's not always realistic, depending on your current financial situation. The best way to find our if buying a home is the right move for you, is to visit with an experienced mortgage lender in Lake Ozark today and get your questions answered. You can reach MHQ - Mortgage Headquarters by calling us at 573-302-9990. In the meantime, keep reading this week's blog for the pros and cons of renting your home. Renting VS. Buying: The Pros and Cons RISK When it comes to renting versus buying, there is a lot less risk when you choose to rent. However, it can be said there's a lot less reward when renting as well. When you rent a home, typically you are not liable for any household damages, such as the HVAC system breaking or roof damage. Those are examples of items that the landlord would typi...

There are MANY people out there looking to buy a home at the Lake of the Ozarks . With everything that has happened regarding the COVID-19 pandemic, some people have actually moved here so that their children could go to schools in the area or so that they could just live in a less populated area such as Kansas City or St. Louis. Our mortgage lenders at the Lake of the Ozarks are here to give you a few tips for making your first mortgage process a little EASIER, in this week's blog. If you are interested in moving the Lake of the Ozarks area and need a mortgage lender that has EXPERIENCE and vast knowledge about the area, please give us a call MHQ - Mortgage Headquarters . We can be reached at 573-302-9990.   Tips For Making Your First Mortgage Process EASIER Get Pre-Approved. Pre-Approval lets you know how much house you can afford UPFRONT. Don't put yourself in a financial situation you can't get yourself out of. Pre-Approval is a smart decision because not only does i...