MHQ - Mortgage HeadQuarters

Are you thinking of moving to the Lake of the Ozarks? If so, GREAT choice! This is definitely a family-friendly spot. Keep reading this week's blog to learn all about some of the family fun you can have at the Lake of the Ozarks! If you're looking for that DREAM Lake home as we speak, make sure you have the BEST mortgage options available. An experienced, LOCAL, mortgage company at the Lake of the Ozarks can help you here. Our knowledge of the area coupled with our experience in this field can be a GREAT advantage to you. Call MHQ - Mortgage Headquarters today. We can be reached at (573) 302-9990. You name it, Mortgage Headquarters can do it. Photo Credit: Fun Lake MO Family Fun at the Lake of the Ozarks GO HIKING AND SEE SOME OF THE MOST INCREDIBLE LAKE VIEWS. You can't beat hiking at Ha Ha Tonka State Park , located in Camdenton, MO. The views are INCREDIBLE, the history is RICH and guess what. This family-friendly activity is FREE to enjoy. No admission is charged to g...

Doing your taxes can be stressful at times, it's true. You may be thinking: Did I miss something? Am I doing this correctly? What if I made a mistake? All of those thoughts are perfectly understandable! As a homeowner, however, there are certain deductions that you should be aware of. Our mortgage company at the Lake of the Ozarks is here to give you a few examples of deduction you may want to look into this tax season, in this week's blog.  HAVE YOU THOUGHT ABOUT YOUR PROPERTY TAX? Homeowners who itemize deductions may also reduce their taxable income by deducting property taxes they pay on their homes. That deduction is effectively a transfer of federal funds to jurisdictions that impose a property tax (mostly local but also some state governments), allowing them to raise property tax revenue at a lower cost to their constituents. HOW MUCH DO YOU RENT OUR YOUR SECOND PROPERTY? Homeowners can deduct mortgage interest and property taxes from second homes and vacation homes as ...

2021 may bring certain major changes in your life! Who knows, maybe this will be the year you have your first child?  Whatever happens, there are certain life changes that should be reflected in your home wish list when trying to find your dream home. Keep reading this week's blog for a few examples. If you have any questions about the home loan process, please give one of our experienced mortgage lenders at the Lake of the Ozarks a call. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. How Life Changes May Affect Your Home Wish List WHEN YOU GET MARRIED... If you are getting married in 2021, congratulations! We wish you all the happiness in the world. You're likely searching for your first home to share with your partner. Double the people could mean double the stuff! So, keep that in mind. Perhaps look for a house with proper storage so that you have room for both your things, plus all of the gifts you will inevitably get when you get married. WHEN YOU HAVE YO...

2020 was tough for many people, there's no arguing that. Our mortgage company at the Lake of the Ozarks is excited for the NEW year and ready to look forward! On that note, keep reading this week's blog for some food for thought for first-time homebuyers in 2021. If you have any questions about buying a home for the first time, please give us a call. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. No questions are bad questions and we are here for you. Food For Thought For First-Time Homebuyers in 2021 HAVE YOU FIGURED OUT WHAT YOU MAXIMUM MORTGAGE AMOUNT SHOULD BE YET? This is a function of a couple things. How much of a monthly payment can you afford? What is the maximum you can borrow from a lender, given your income and credit history? Use the calculators on our website to determine your monthly payment amount. And we can guide you to the right loan amount and best program for you when you answer a few questions. Because lender guidelines are fairly standard...

It's 2021 and this may be THE year...the year you finally make your dream come true of becoming a homeowner at the Lake of the Ozarks ! If that is the case, we applaud you and wish you the best of luck in your home search. While you are searching for your dream home, here are a few things to keep in mind when trying to get approved for your home loan. If you end up having any questions, please do not hesitate to give our mortgage company at the Lake of the Ozarks a call. MHQ - Mortgage Headquarters - you name it, we can do it. How To Get Approved For Your Home Loan in 2021 KEEP YOUR CREDIT SCORE STRONG AND BE MINDFUL OF IT. Do you have any idea what your credit score? If not, now may be a good time to check. Some types of mortgages may require you have a minimum credit score to qualify. For example, for a conventional mortgage, the minimum score is 620. DO YOU HAVE A STEADY JOB THAT YOU CAN RELY ON? Any time you are buying a home, you are making a commitment. So, it's importa...