MHQ - Mortgage HeadQuarters

This weekend is Halloween! There's so much going on around the Lake of the Ozarks in celebration of this spooktacular holiday weekend, you're bound to have a ghoulish good time! From family friendly, to adults only, there's something for everyone! Check out some of the local events taking place this Friday-Sunday.  HALLOWEEN ON THE STRIP Oct 30, 2021 Bagnell Dam Strip 1 Bagnell Dam Blvd Lake Ozark, MO 65049 Hours of Operation: 2 pm - 4 pm Celebrate Halloween on Bagnell Dam Strip with trick or treating, games, a cookie walk, costume contest, and pumpkin contest. LINN CREEK TRUNK OR TREAT & HAUNTED HOUSE Oct 30, 2021 City of Linn Creek E. Valley Drive Linn Creek, MO 65052 Hours of Operation: 6 pm to 8 pm City of Linn Creek Annual Trunk or Treat and Haunted House. Trunk & Treat... DJ John... Free Face Painting... Haunted House... CAPTAIN RON'S KIDS SPOOKTACULAR Oct 30, 2021 Captain Ron's Bar & Grill 82 Aloha Lane Sunrise Beach, MO 65079 Hours of Operation: ...

One thing we at MHQ Mortgage Headquarters of Missouri are truly big on is supporting local businesses. There's nothing like stimulating your local economy by helping those small family owned and operated businesses succeed. So this week, we're excited to share some information on an awesome event taking place this Saturday - Lake of the Ozarks Fall Boutique Crawl ! What is Lake of the Ozarks Boutique Crawl?  It’s a collaboration between Boutique owners from Camdenton to Eldon working together to support each other! The Boutique Owners are planning an amazing shopping experience for all, with In Store Promotions, Refreshments, Amazing Fashion, Accessories & Home Decor. How it works: Simply pick up a punch card & map at the first Boutique you visit, get your card stamped at ALL 13 participating shops & be entered to win a $500 Cash Prize. Participating Shops:  Desert Dream Boutique 104 S Maple St, Eldon MO Nickel Brick Trade Co. 120 S Maple St, Eldon MO Morgan Avenu...

When starting the home buying process, there are a few things you need to consider before you just start scheduling showings of properties. For starters, do you even know how much home you can afford? Do you know what price range you should be shopping in? Getting pre-qualified for a mortgage loan can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification. We Can Help You Pre-Qualify We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will do this by analyzing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts...

Here at the Lake of the Ozarks, there's always something fun to do, not matter the season! And this fall is no different from the rest of the year. With all of the exciting fall activities taking place, you're bound to find something that's within your wheelhouse of fun! This week, we want to focus on an upcoming even that we certainly enjoy partaking in. This Saturday marks the 36th Annual Harbor Hop ! Get all the details here! How to Play Draw cards at more than 40 locations around the Lake of the Ozarks to make a winning poker hand in the Harbor Hop. Enter at any of the Harbor Hop locations and enjoy the stops around the Lake before turning in your hand by 7 p.m. Enter the Harbor Hop by stopping at any of the checkpoints listed below. A player may enter more than once. The 1st card is drawn at the checkpoint where the hand is purchased, 6 additional cards are obtained by “hopping” to six more checkpoints drawing one card, per hand, at each location. The hand is complete...

Your credit score, as well as the information on your credit report, are key ingredients in determining whether you’ll be able to get a mortgage, and the rate you’ll pay. When you  apply for a mortgage loan , your lender will pull your credit report to determine your creditworthiness and your debt-to-income ratio to see if you are financially responsible. This also helps them to determine what loan amount you can afford and at what rate of interest to approve you at. The better credit you have, the higher loan amount you'll likely qualify for, and at a lower interest rate. Lender Scoring Methods While different lenders will use different qualifications and scoring methods to determine your creditworthiness, some variation of the standard FICO score is often used as a base. FICO takes different variables on your credit report from the three major credit bureaus (Equifax, Experian and TransUnion) to compile your score. Those range from 300 – 850. From this information, they typically...