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Showing posts from January, 2022

REFINANCE, WHY??

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Benefits of refinancing your home are endless and dependent on your needs. MHQ Mortgage professionals are able to listen to your situation and determine the best refinance option for you . When refinancing your home you can choose to refinance and cash out your equity or refinance for lower monthly payments. There are many things you can do with your newfound savings! Upgrade that Space! Are you dreaming about redoing your kitchen, finishing your basement, or adding on to your home? Remodeling can be expensive. From materials to labor, there are a lot of unexpected costs associated with making changes to your home. Refinancing your mortgage may allow you the funds needed to accomplish your home upgrade goals. Pad that Savings Having savings for a rainy day is important. No one knows what the future holds, and many unexpected changes may happen to your financial situation. Having some extra money in your savings can help you be prepared for the unknown future that may lie ahead. Money

IS YOUR HOME READY FOR WINTER?

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Lets face it, at Lake of the Ozarks we live for warm sunny days on the lake. And this time of year many take off south to find sun and warmth. Before you hunker down during the cold winter dreaming of boating days, ensure your home is prepared by following these few easy steps. MHQ Mortgage Headquarters cares about you, your family and home even after the loan is closed. Take the time and make sure you have done winter maintenance to your home. Cover outdoor air-conditioning units. Snow and ice can damage outdoor air-conditioning units if they aren't protected. Covers are available at most home improvement stores, but even a secured canvas tarp will do. Close foundation vents . Crawl space ventilation is good for your home during the spring, summer, and fall. However, during the winter months, closing the vents can help lower your heating costs. Check for drafts . Cold air slipping in around doors and windows can cause higher heating bills. Use this simple trick: light a stick of

2022, YOUR YEAR TO BUY A HOME!

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Buying a home may seem like it may never happen, but it can and will if you use just a few simple tricks to save for your down payment. MHQ Mortgage Headquarters, your leading lender at Lake of the Ozarks , is here to help you reach your goal. Saving for a down payment does not have to be difficult and finding out how much you actually need is the most important step of all. The mortgage experts at MHQ can help you calculate what you will need for a down payment and options for closing costs. Once you have that number, let the savings begin!! Break it down! Don’t let that number scare you, start small, with manageable and obtainable goals for saving each week, month or whatever works best for you and/or your family. Instead of thinking I need to save $500 a month, break it down per week. Then find ways to save, no matter how small. Cheers to automation! Great way to save is to set-up an automatic withdrawal or savings from each paycheck to a savings account. What you do not see, you w