MHQ - Mortgage HeadQuarters

Are you thinking of moving to the Lake of the Ozarks ? If so, GREAT choice! This is definitely a family-friendly spot. All year round, there are always plenty of things to do, both indoors and outdoors. After the long winter we've been experiencing, we are so ready to get out and enjoy some local events around the Lake! Take a look at some of the many fun events happening this April around the Lake of the Ozarks. Jacob’s Cave Spring Swapping Days: April 1 st -3 rd from 7 AM – 10 PM Missouri’s largest swap meet features antiques, goods, livestock, and a variety of other new and used products. Jacobs Cave is located on North Highway 5 on State Road TT, positioned between Gravois Mills and Versailles. Call for inquires at 573-378-4374 or email at jacobscave@mail.com           Palm Sunday Art Show: April 3 rd - April 10 th from 9 AM - 2 PM The Lake Ozarks Arts Council is holding its 43 rd Annual Palm Sunday Art Show! This will be hel...

Spring buying season is here! With the weather warming up soon, everyone seems to have the itch to find their new home. It seems like all of America is looking for a house during this time. Some that wish to find a home are too nervous to even look because of pricing and competitive market. Others, like you, know the search must begin NOW if you’re going to find that home you’ve been dreaming of! Here at MHQ Mortgage HeadQuarters we are here to take care of the mortgage legwork so you can spend your time finding the new home that's right for you. First-Time Homebuyers If this is your first time buying a home, you came to the right place. Here are some tips to get you started. 1. Get prepped! If you are looking at moving to a new location, make sure you thoroughly research. Take a drive to get used to the area and picture if you can see yourself living there. Stroll into local stores and restaurants and even “interview” locals to see what they have to say about the town. Get the sc...

Whether you're  buying your first home  or needing to  refinance your current mortgage , you’re going to need the expertise of a mortgage professional on your side. We make obtaining a mortgage loan easy. With over 20 years in business, Mortgage Headquarters of Missouri, Inc has the knowledge to help you find the right loan for your needs. Take a look at the mortgage services we offer at MHQ! FHA Loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. FHA loan programs are particularly beneficial to those buyers with less available cash. ...

St. Patrick's Day is coming up right around the corner! One of the best things about living at the Lake of the Ozarks is getting to enjoy fun, local events every holiday. This community really comes together to make sure everyone has an option for going out and enjoying some FESTIVE fun. If you don't want to miss out on that fun and would like to own a home at the Lake of the Ozarks , call MHQ - Mortgage Headquarters to find out what your best home loan options are. In the meantime, please keep reading this week's blog for the details regarding upcoming St. Patrick's Day events.   LAKE OZARK LIONS CLUB ST. PATRICK'S DAY PANCAKE FLIP Mar 12, 2022 Lake Ozark Lions Club 131 Fish Haven Rd. S. Lake Ozark, MO 65049 Hours of Operation: 8:00-11:00am Lake Ozark Lions Club Annual St. Patrick's Day Pancake Flip March 12th, 8-11am, before the Lake Ozark Parade. PANCAKES, BISCUITS & GRAVY, PATTY SAUSAGE COFFEE, MILK AND JUICE $8.00 per adult - $5.00 child (6-12) – Under...

Your parents could live the remainder of their years not paying a mortgage* and maybe even getting a monthly check as long as they live in their home. HOW?! Your parents may be eligible for an  FHA Reverse Mortgage  if they are 62 or older, meet financial requirements and have sufficient equity in their home. They will need to live in the home as their principal residence, maintain it, and pay taxes and insurance. How It Works: Proceeds from a reverse mortgage first pay off the current mortgage on the home, if applicable. Your parents can access additional funds through a lump sum payment, a line of credit or monthly installments. The amount available depends on the amount of equity they have in their home, settlement costs, interest rates, and their ages. In some cases, funds to pay taxes and insurance are set aside at closing or withheld from regular disbursements. Points to Remember: A reverse mortgage is a loan. Loan costs include interest, FHA Mortgage Insurance, and init...

Have you been thinking about refinancing your mortgage? A refinance is often worth its cost several times over, because of the advantages that it brings, as well as a lower interest rate. If  refinancing your home at the Lake of the Ozarks  is something you are interested in, please call  MHQ - Mortgage Headquarters  today at (573) 302-9990. In the meantime, keep reading to learn more about refinancing and whether or not it is right for you. The Benefits of Refinancing When you refinance, you could be able to reduce the interest rate and monthly payment amount, sometimes by a lot. You may also be able to "cash out" some of your equity, which you are able to use to take care of higher interest debt, make home improvements, or take a vacation. You might be able to refinance to a shorter-term mortgage loan, enabling you to add to your equity quicker. The Fees and Expenses with Refinancing As you probably expect, you will have some fees and expenses during the refin...

As a first-time homebuyer, you are going into unchartered territory. It's important that you seek the help you deserve when searching for the best home loan options. That's where our  Lake of the Ozarks mortgage company  comes in.  MHQ Mortgage Headquarters  specializes in providing fantastic home loan options for first-time homebuyers. We will do the heavy lifting so you can concentrate on your life rather than the mortgage loan. If you are looking to  buy your first home at the Lake of the Ozarks , call  MHQ-Mortgage Headquarters  at (573) 302-9990. In the meantime, keep reading this week's blog for red flags to watch for on the home tour if you are a first-time homebuyer. Watch For These Red Flags During A Home Tour A POOR FOUNDATION You should check to see how the foundation is in the home you're looking at. This is something that's very easy to overlook. A good way of checking to see if the foundation is level is by either putting a marble or...