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Halloween Events.

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Halloween is this weekend and we are here to bring you information about the best Halloween events happening around the Lake this weekend! The Fall foliage can be truly beautiful to look at. If you're looking to invest in a vacation home at the Lake of the Ozarks so you always have a play to stay when fun events are happening, give us a call. We'll be happy to help you with your mortgage needs here at the Lake of the Ozarks!  We hope to see you out enjoying what this weekend has to offer, from family-friendly to adults only, there's something for everyone! Check out some of the local Halloween events you won’t want to miss this weekend!    October 28th Weekend Film Festival - Classic Horror Films   Join us in the Cordoba Theatre at The Lodge. Admission to all movie showings is free for hotel guests and local area residents. On Saturday October 29th, adult- and child-friendly cash concessions will be available at the Cordoba Theatre. Limited cash concessions will be a...
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Don't Make These Refinancing MISTAKES!

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Refinancing your home can save you a lot of money! If you are considering refinancing your home this year because you heard about the possibility of getting a lower rate, you came to the right place.  Refinancing may be worth considering for some homeowners, but may not be the best option for everyone. Your best bet is to speak with an experienced  mortgage lender at the Lake of the Ozarks  and get all the facts. Our team of mortgage experts truly understands what refinancing your home loan means and what your options are and go from there.  MHQ - Mortgage Headquarters  can be reached at (573) 302-9990. Visit  www.MHQMortgage.com  for more information too. In the meantime, keep reading this week's blog for a few refinancing mistakes we want to help you prevent you from making. "No's" of  Refinancing:  DO NOT... REFRAIN FROM LOOKING AT ALL THE COSTS ASSOCIATED WITH REFINANCING. Typically, lowering your monthly payment is the ultimate purp...
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Are You Ready to Get Prequalified?

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  When starting the home buying process, there are a few things you need to consider before you just start scheduling showings of properties. For starters, do you even know how much home you can afford? Do you know what price range you should be shopping in?  Getting pre-qualified for a mortgage loan  can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification.   We Can Help You Pre-Qualify We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will do this by analyzing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, availab...
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Preparing Your Home For The Cold Months.

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Fall has made it, which means now is a great time to start preparing your home for the chilly days. It is important to protect your investment in your home and hopefully lower your utility bills!  Another important factor to consider is refinancing your home to save you money. When you  refinance your home at the Lake of the Ozarks,  you could be able to reduce the interest rate and monthly payment amount, sometimes by a lot. You may also be able to "cash out" some of your equity, which you are able use to take care of higher interest debt, make home improvements, or take a vacation. You might be able to refinance to a shorter-term mortgage loan, enabling you to add to your equity quicker. With that said, read on to prepare your home for the upcoming cold season! Tune Up Your Heating System  An HVAC technician can be hired to come over to your home and inspect your heating systems. This is worth it to avoid unnecessary breakdowns on the coldest day of the year. ...
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Don't Miss Out On These October Events

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There's so much going on around the Lake of the Ozarks in celebration of this spooktacular October month! From family friendly, to adults only, there's something for everyone! Check out some of the local October events you won’t want to miss!   October 1st Live Music Weekends at Lodge of Four Seasons   HK's Restaurant: Thursday - Saturday Join us Thursday - Saturday in HK's Restaurant & Bar at The Lodge of Four Seasons for Chef Gary's latest menu specials and live music from local artists.  Dinner is served 4:00pm - 9:00pm Sunday-Thursday & 4:00 pm - 10:00 pm Friday & Saturday. Music: Thursdays & Fridays 6:30 pm - 9:30 pm; Saturday, 9/10 and 9/17 is 6:30pm – 9:30pm and on Saturday, 9/24 is 7:00pm – 10:00pm Lakeview Patio: Friday & Saturdays live music from 4:00pm - 7:00pm Rooftop Bar: Friday & Saturdays live music from 7:00pm - 10:00pm. (Saturday 9/10 closed for private event.) Address:  Lodge of Four Seasons 315 Four Seasons Dr. Lake Oz...
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Important Loan Application Information - You Need to Understand.

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  The home loan process can seem overwhelming if it's your first time and you're hearing everything second-hand, maybe from someone who had a bad experience with a mortgage lender. Here at our  mortgage company at the Lake of the Ozarks , we want everything to be seamless, easy, and stress-free for you. Therefore, we give you the information you need upfront so that there's no confusion. Keep reading this week's blog for a list of information that you will need to present for your application. We keep all your sensitive information private, whether it's given to us directly in person or over our website. If you end up having any questions about what you're about to read, please give us a call at  MHQ - Mortgage Headquarters . What information will be needed for the application (and how it's kept private) Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you...
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