Are You Ready to Get Prequalified?

 When starting the home buying process, there are a few things you need to consider before you just start scheduling showings of properties. For starters, do you even know how much home you can afford? Do you know what price range you should be shopping in? Getting pre-qualified for a mortgage loan can help you in more ways than one. Not only does it give you a better idea of what you can actually afford, but it gives you negotiating power when putting in offers! Take a look at how we can help you with your pre-qualification.

 

We Can Help You Pre-Qualify
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will do this by analyzing your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other considerations. During the process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts, income, and other circumstances. We will ask for a minimum amount of paperwork, with a quick process. After you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter.

Power in the Pre-Qual
A number of benefits open to you after you have found your dream house, and have pre-qualification power. The first is that you will be sure the amount you will be able to afford when determining the offer. Of greater importance to the home seller, your being pre-qualified is like your having walked into their house with a bag full of cash ready to make the deal! They won't need to wonder if that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan. Your qualifying for your needed loan amount won't cause them concern. You can have the sway of a buyer ready to make the purchase on the spot!

Need Help? Let's Chat!
While you are encouraged to benefit from our tools to calculate mortgage variables on our website, it's a good idea to sit down and talk with one of our mortgage professional team members. That way, we will help you get your pre-qualification letter. For another thing, we could be able to find a different mortgage loan option that better fits your needs. Let us help you get started: Contact us at (573) 302-9990.

 

 

Trust the Best Mortgage Lender at the Lake of the Ozarks
So, if you're in need of a mortgage for a new home, need to find out about your refinancing options, or have any other questions pertaining to mortgage lending, trust in the mortgage professionals at MHQ - Mortgage HeadQuarters to have your best interest in mind. We've got more than 20 years of experience closing loans and making dreams come true, and can help you choose a mortgage program that's right for you!

 

 

Mortgage Headquarters of Missouri, Inc

4824 Osage Beach Parkway, Suite 1

Osage Beach, MO 65065

 

Office: (573) 302-9990

Toll Free: (888)799-1206

Fax: (636)648-9917

 

 

NMLS # 1229111

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