MHQ - Mortgage HeadQuarters

COVID-19 has been a crazy time for everyone! It's important to see the positive points that are coming out of it whenever possible. One of those positive points is that the mortgage rates are extremely low right now. This means it may be YOUR right time to meet with an experienced mortgage company at the Lake of the Ozarks and buy your dream house. On that note, our mortgage lenders in Osage Beach are here to give you a few important points to consider before applying for a home loan in this week's blog. MHQ - Mortgage Headquarters is here for all your mortgage needs. Give us a call at 573-302-9990 today. We are here for you. RATE LOCK PERIODS Interest rates fluctuate and change daily. If you have reason to believe that interest rates are moving up, you might want to lock your loan. Lenders typically charge zero to one point to lock a loan rate and points. FEES AND POSSIBLE DISCOUNTS This is something you should definitely ask about as it will directly affect your m...

We are all in the middle of the COVID-19 crisis and it has been a very unique time in history. One of the effects of this crisis is the extremely low mortgage rates that are happening. With that in mind, this may be the PERFECT time to buy your first home. Turn something POSITIVE out of such a negative time. Get pre-qualified and learn more about the current low mortgage rates and call our mortgage company in Osage Beach today. Our Lake of the Ozarks mortgage lenders can be reached at (573) 302-9990. MHQ - Mortgage Headquarters is here for you! In the meantime, keep reading this week's blog to learn all about some of the possible JOYS of owning a home. ENJOY THE VALUE OF A GOOD INVESTMENT. By that, we mean equity. Your equity in your home is the amount of money you can sell it for minus what you still owe on it. Every time you make a payment toward your mortgage, you reduce the amount you owe. That reduction increases your equity. ENJOY THE POSSIBLE TAX BENEFITS. Homeow...

During this COVID-19 crisis, home loan rates have been at an all-time low. This may be motivating for you to buy your first house! If that's the case, we have a couple of pieces of advice for you: 1. Contact an EXPERIENCED mortgage lender at the Lake of the Ozarks today so you can find a home loan that meets you and your family's needs. 2. Keep reading this week's blog for a few tips you can use when buying your first home. If this is your first time buying a house, you likely have a lot of questions about the mortgage process. Please do not hesitate to call our knowledgeable Lake of the Ozarks mortgage lenders today. MHQ-Mortgage Headquarters can be reached at (573) 302-9990. The Buying Guide for First-Time Home Buyers GET PRE-APPROVED. This entails document verification, a credit check, and automated or actual underwriting. If all is in order, you will receive the equivalent of a loan commitment that's subject to a contract, appraisal and title work...

One thing that has come out of this COVID-19 pandemic is that mortgage rates are low, extremely low. Many of you may be considering buying your dream home due to this, therefore looking for a mortgage at the Lake of the Ozarks . With everything going on, do not forget about the basics of buying a home. The mortgage rates have gone down but that doesn't mean the closing costs have necessarily changed. Keep reading this week's blog for IMPORTANT information regarding closing costs. Need a mortgage lender at the Lake of the Ozarks , you can trust? Call MHQ - Mortgage Headquarters today at (573) 302-9990. Buying a Home During The COVID-19 Pandemic? Don't Forget About The Closing Costs! "Closing Costs" are the fees that pay for the various services involved when you sell or buy a home. Sellers and buyers almost always negotiate to determine who will pay different portions of these costs. As indicated below, many of the closing costs result from getting your...