The Buying Guide for First-Time Home Buyers
During this COVID-19 crisis, home loan rates have been at an all-time low. This may be motivating for you to buy your first house! If that's the case, we have a couple of pieces of advice for you:
1. Contact an EXPERIENCED mortgage lender at the Lake of the Ozarks today so you can find a home loan that meets you and your family's needs.
2. Keep reading this week's blog for a few tips you can use when buying your first home.
If this is your first time buying a house, you likely have a lot of questions about the mortgage process. Please do not hesitate to call our knowledgeable Lake of the Ozarks mortgage lenders today. MHQ-Mortgage Headquarters can be reached at (573) 302-9990.
GET PRE-APPROVED.
This entails document verification, a credit check, and automated or actual underwriting. If all is in order, you will receive the equivalent of a loan commitment that's subject to a contract, appraisal and title work. Your pre-approval gives you and the seller confidence in your ability to close the deal once you find your perfect home.
BE AWARE OF THE PROPERTY TYPE CHOICES.
Consider your range of choices: single-family, multi-family, townhome, condo, co-op, new construction, etc. Know the pros and cons of each. Decide which is best for you, and refine your search accordingly.
BE MINDFUL OF YOUR BUDGET.
Knowing what you qualify for before looking at any homes will save you the disappointment that can come from falling in love with a home that's out of reach. We'll be happy to "pre-qualify" you now so you'll know what will work later.
EDUCATE YOURSELF ON THE NEIGHBORHOOD YOU'RE LOOKING AT BEFORE GETTING TOO INVESTED.
Learn about the neighborhood before you make an offer to buy. Sample the commute. Talk to would-be neighbors. See the schools, shops, and services before you start negotiating.
The mortgage process may be confusing to someone who is going through it for the first time. Our mortgage company at the Lake of the Ozarks is here for you! We would be happy to answer any questions you may have. We know this is a difficult time for everyone and we just want you to know that you can rely on us for your home loan needs. Give us a call today if you have any questions or would like to take your first home loan. Our phone number is listed below. You can also follow us on our social media channels listed below to stay up to date on our latest announcements.
Mortgage Headquarters of Missouri, Inc
4824 Osage Beach Parkway, Suite 1
Osage Beach, MO 65065
Office: (573) 302-9990
Toll Free: (888)799-1206
Fax: (636)648-9917
NMLS # 1229111
www.MHQMortgage.com
1. Contact an EXPERIENCED mortgage lender at the Lake of the Ozarks today so you can find a home loan that meets you and your family's needs.
2. Keep reading this week's blog for a few tips you can use when buying your first home.
If this is your first time buying a house, you likely have a lot of questions about the mortgage process. Please do not hesitate to call our knowledgeable Lake of the Ozarks mortgage lenders today. MHQ-Mortgage Headquarters can be reached at (573) 302-9990.
The Buying Guide for First-Time Home Buyers
GET PRE-APPROVED.
This entails document verification, a credit check, and automated or actual underwriting. If all is in order, you will receive the equivalent of a loan commitment that's subject to a contract, appraisal and title work. Your pre-approval gives you and the seller confidence in your ability to close the deal once you find your perfect home.
BE AWARE OF THE PROPERTY TYPE CHOICES.
Consider your range of choices: single-family, multi-family, townhome, condo, co-op, new construction, etc. Know the pros and cons of each. Decide which is best for you, and refine your search accordingly.
BE MINDFUL OF YOUR BUDGET.
Knowing what you qualify for before looking at any homes will save you the disappointment that can come from falling in love with a home that's out of reach. We'll be happy to "pre-qualify" you now so you'll know what will work later.
EDUCATE YOURSELF ON THE NEIGHBORHOOD YOU'RE LOOKING AT BEFORE GETTING TOO INVESTED.
Learn about the neighborhood before you make an offer to buy. Sample the commute. Talk to would-be neighbors. See the schools, shops, and services before you start negotiating.
Have Any Questions About Getting Your First Home Loan?
The mortgage process may be confusing to someone who is going through it for the first time. Our mortgage company at the Lake of the Ozarks is here for you! We would be happy to answer any questions you may have. We know this is a difficult time for everyone and we just want you to know that you can rely on us for your home loan needs. Give us a call today if you have any questions or would like to take your first home loan. Our phone number is listed below. You can also follow us on our social media channels listed below to stay up to date on our latest announcements.
Mortgage Headquarters of Missouri, Inc4824 Osage Beach Parkway, Suite 1
Osage Beach, MO 65065
Office: (573) 302-9990
Toll Free: (888)799-1206
Fax: (636)648-9917
NMLS # 1229111
www.MHQMortgage.com
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