How To Determine If This Is The RIGHT House For You

With mortgage rates being incredibly low, you may have decided to search for your dream home now, but how will you determine if the house you find is really the RIGHT house for you? That's what our mortgage company at the Lake of the Ozarks is here to discuss in this week's blog. If you are in need of a mortgage broker at the Lake of the Ozarks with experience that you can count on, call MHQ - Mortgage Headquarters today. We are here for you all your mortgage loan needs. We can be reached at (573) 302-9990.

How To Determine If This Is The RIGHT House For You


 Make a list of all your MUST-HAVES in a home. This list may include things like:

  • Budget
  • A certain amount of bedrooms and bathrooms needed
  • Acreage 
  • Garage
  • The layout of the home you want
  • Furnished or not
  • Close to the Lake
  • 1st Tier
  • The commute to work
  • Great School District
  • Friendly Neighbors
....etc. When you go on your walk-through of a home, keep this list with you. With all of the housing options out there, it can be easy to get overwhelmed and distracted from what you really need in a home.

Don't even consider looking at a home, if it doesn't have something you majorly need.
For example, if you are looking through homes online to determine which ones you want to schedule tours of, be strategic about the ones you choose. Let's say you already know you have to have 3 bedrooms due to the size of your family and there's a house you really like that only has 2 bedrooms and there wouldn't be enough money in your budget to build on a third. Keep looking for a house that truly meets your needs because homes are long-term investments and you don't want to invest in something that really not right for you.

Determine if this is REALLY an area you want to raise your kids in.
Before you invest in a home in a certain neighborhood, do your research. Get to know the neighbors and search the local crime rates. If this is an area you plan to raise your kids in, you need to feel good about the neighborhood. The more you know about the area, the better.


If you have determined that you HAVE found the right house and are ready to meet with a mortgage loan officer at the Lake of the Ozarks you can count on, call MHQ - Mortgage Headquarters today. We can be reached at (573) 302-9990. You can also stay up to date on what we have going on by following us on our social media channels listed below. Be sure to check our website listed below as well for more information on how we can help you with your mortgage loan needs.



Mortgage Headquarters of Missouri, Inc
4824 Osage Beach Parkway, Suite 1
Osage Beach, MO 65065

Office: (573) 302-9990
Toll Free: (888)799-1206
Fax: (636)648-9917

NMLS # 1229111

www.MHQMortgage.com



Follow Us On:   Facebook   |   Twitter   |   LinkedIn
Location: Osage Beach, MO 65065, USA

Comments

Post a Comment

Popular posts from this blog

What You Need to Know About Home Equity Loans

Image
For today's homeowners, one of the greatest benefits of homeownership is the home equity you build up over time. The gradually expanding value of a home is a financial resource that can gain momentum over time. Building equity can be a long-term strategy for growing wealth, but it's also a great resource when you need a little extra cash for financial endeavors or any home improvements you're needing to complete. Let's take a look at what a home equity loan is and some of the benefits for qualified recipients. What is a Home Equity Loan? A home equity loan is a type of second mortgage . Your “first” mortgage is the one you used to purchase your home, but you can use additional loans to borrow against the property if you have built up enough equity. Home equity loans allow you to borrow against your home’s value. They provide access to large amounts of money, and they can be easier to qualify for than other types of loans because they are secured by your house. B...
Read more

See How MHQ Can Help You with Your Mortgage Needs!

Image
Whether you're  buying your first home  or  refinancing your current mortgage  to make some much needed upgrades to your home, there's a lot involved when you get a mortgage. The great news for you is that when you choose to work with  Mortgage Headquarters of Missouri, Inc , we do the heavy lifting so you can concentrate on your life rather than the mortgage loan. Take a look at the mortgage services we offer at MHQ! FHA Loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. FHA loan programs are particularly be...
Read more
Image
COOKIES FOR SANTA The holiday season is upon us, and we can practically smell the aroma of fresh-baked cookies in the air. Beyond being a delicious holiday treat, Christmas cookies are part of many family traditions, and have a long standing history. MHQ Mortgage Headquarters, leading lender at the Lake of the Ozarks , understands how cookies bring a family together and a since of home in every bite. Let’s take a stroll down the history of Christmas cookies. COOKIE DECORATING Icing or frosting, is there really a difference? Icing started in the 1600s with a mixture of sugar and egg whites that topped a cake once cooled, it looked just like ice. Where it got its name of icing. In recent times, the rich & creamy buttercream has become popular with its delicious taste and thicker texture for decorating. If you dare, you can tackle fondant to give your Christmas cookies a little something extra. And with so many food coloring variations to choose from today, your options are endless. ...
Read more