MHQ - Mortgage HeadQuarters

Are you tired of renting and are considering buying your first home? There are so many advantages to buying over renting, that much is for sure, but it's clearly not a decision you should make lightly. Our mortgage company at the Lake of the Ozarks wants to make sure you are prepared! Keep reading this week's blog for a few important actions to take prior to purchasing your first home. If you would like to sit down with one of our mortgage professionals at the Lake of the Ozarks and get a few questions you've really wanted to ask answered, please call MHQ - Mortgage Headquarters today. We can be reached at (573) 302-9990.  Important Actions To Take PRIOR To Purchasing Your First House MEET WITH AN EXPERIENCED MORTGAGE LENDER SO YOU CAN HAVE A FULL UNDERSTANDING OF HOW THE HOME LOAN PROCESS WORKS AHEAD OF TIME. This is a time when the Internet doesn’t have all the answers. The process varies for many reasons, including area and custom. Generally, purchases include: Offer,

Are you thinking that 2020 should be the LAST YEAR you have to rent for housing? If so, our mortgage company at the Lake of the Ozarks understands. First of all, it can be really tough to find a decent rent price in the Lake area sometimes. You may even find that you're paying about just as much money by choosing to buy a house around here. That being said, you should weigh both sides before making that decision and we can help! On that note, our mortgage lenders are here to give you a few tips for buying your first home in 2021, in this week's blog. If you would like to weigh your options and see about buying versus renting, please give us a call. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. Tips for Buying Your FIRST HOME in 2021 DON'T FORGET ABOUT FIXER-UPPERS! While it would be ideal to purchase a move-in ready swanky new house, that's not always feasible when considering your actual budget. Don't overlook fixer-uppers. Homes that need a littl

Have you been searching for your dream home lately? If so, you are NOT alone. This year has been a year for house hunting! With the rates dropping so low this year, it has just been an ideal time for homebuyers at the Lake of the Ozarks . That being said our mortgage company at the Lake of the Ozarks is here to give you some tips on how to prioritize your wish list when buying a home in this week's blog. If you have any questions about the home loan process, please give us a call. MHQ Mortage Headquarters is here for you!  How To Prioritize Your Wish List When Buying a Home When you are searching for a home, you need to keep your budget in mind. Yes, sometimes your real estate agent will be able to negotiate your buying price down, but that doesn't mean you should look for something that's too far over your budget. You need to think about what you actually NEED in a home, versus what you WANT in a home. For example, let's say you have: TWO LARGER DOGS You will likely

Have you ever bought a home before? If you are new to home buying, the thought of a Rate Lock may be new to you. If that's the case, you're in luck. This is the blog for you! Our mortgage professionals at the Lake of the Ozarks are here to give you some KEY information on how to lock in your rate properly. If you end up having any questions about this, please do not hesitate to give us a call. MHQ - Mortgage Headquarters can be reached at (573) 302-9990. How To Lock In Your Rate Properly 1. Understand FULLY what a Rate Lock Is. It means that you are guaranteed to keep a specific interest rate for a certain number of days for your application process. This keeps you from going through your whole application process and finding out at the end that the interest rate has gone up. Rate lock periods can vary in length, anywhere from fifteen to sixty days, with the longer ones usually costing more. A lender may agree to lock in an interest rate and points for a longer period, like s