CLIMBING THE DOCUMENATION MOUNTAIN



Does the idea of gathering all the information you need to apply for a loan seem like a big mountain to climb? Not to worry! MHQ Mortgage Headquarter at Lake of the Ozarks is here to help make it seamless and smooth. The loan process does require documentation that can seem endless and ongoing, but it is needed to present yourself the best in getting a FINAL loan approval and your dream home. The knowledgeable professionals at MHQ Mortgage have been in the industry and with their expertise will make buying a home fun and exciting.



To make it easier for you and the ability to go at your own pace, MHQ Mortgage Headquarters has put together a standard checklist of items that are needed for a home loan. This list is not all encompassing, and each person is unique with their situation, but it will give you a guideline to follow to get the process started.





Loan Application Checklist



Property Information (if you already have a contract on a house)
  • Purchase Agreement

Income & Assets

  • Current Paystub
  • W-2 for 2020
  • Statements for each bank, mutual fund, and/or investment account for the last three months.
    • If you have made any large deposits to your accounts:
    • Explanation and source for deposit
  • If self-employed:
    • Tax returns for the last two years (with schedules).
  • If you are retired:
    • Pension Award Letter.
  • If you receive Social Security:
    • Social Security Award Letter.


Miscellaneous

  • Photo ID
  • Residence addresses for the past two years.
  • If applicable, a copy of your divorce decree.




Now that you have gathered the documentation that applies to you above you are to the fun part of the home buying process, get prequalified and looking for that dream home with a licenses Real Estate Agent. When making the biggest purchase of your life your team you have gathered to help you will become family as you proceed to getting the keys to your home in hand. We at MHQ Mortgage believe in family, integrity, and honesty as your mortgage advisor and all aspects of life. We would be honored to be on your team for purchasing your dream home at Lake of the Ozarks.



Mortgage Headquarters of Missouri, Inc
4824 Osage Beach Parkway, Suite 1
Osage Beach, MO 65065

Office: (573) 302-9990
Toll Free: (888) 799-1206
Fax: (636) 648-9917

NMLS # 1229111

Follow Us On:   Facebook   |   LinkedIn

Location: Osage Beach, MO 65065, USA

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