MHQ - Mortgage HeadQuarters

COVID-19 has been a crazy time for everyone! It's important to see the positive points that are coming out of it whenever possible. One of those positive points is that the mortgage rates are extremely low right now. This means it may be YOUR right time to meet with an experienced mortgage company at the Lake of the Ozarks and buy your dream house. On that note, our mortgage lenders in Osage Beach are here to give you a few important points to consider before applying for a home loan in this week's blog. MHQ - Mortgage Headquarters is here for all your mortgage needs. Give us a call at 573-302-9990 today. We are here for you. RATE LOCK PERIODS Interest rates fluctuate and change daily. If you have reason to believe that interest rates are moving up, you might want to lock your loan. Lenders typically charge zero to one point to lock a loan rate and points. FEES AND POSSIBLE DISCOUNTS This is something you should definitely ask about as it will directly affect your m...

We are all in the middle of the COVID-19 crisis and it has been a very unique time in history. One of the effects of this crisis is the extremely low mortgage rates that are happening. With that in mind, this may be the PERFECT time to buy your first home. Turn something POSITIVE out of such a negative time. Get pre-qualified and learn more about the current low mortgage rates and call our mortgage company in Osage Beach today. Our Lake of the Ozarks mortgage lenders can be reached at (573) 302-9990. MHQ - Mortgage Headquarters is here for you! In the meantime, keep reading this week's blog to learn all about some of the possible JOYS of owning a home. ENJOY THE VALUE OF A GOOD INVESTMENT. By that, we mean equity. Your equity in your home is the amount of money you can sell it for minus what you still owe on it. Every time you make a payment toward your mortgage, you reduce the amount you owe. That reduction increases your equity. ENJOY THE POSSIBLE TAX BENEFITS. Homeow...

During this COVID-19 crisis, home loan rates have been at an all-time low. This may be motivating for you to buy your first house! If that's the case, we have a couple of pieces of advice for you: 1. Contact an EXPERIENCED mortgage lender at the Lake of the Ozarks today so you can find a home loan that meets you and your family's needs. 2. Keep reading this week's blog for a few tips you can use when buying your first home. If this is your first time buying a house, you likely have a lot of questions about the mortgage process. Please do not hesitate to call our knowledgeable Lake of the Ozarks mortgage lenders today. MHQ-Mortgage Headquarters can be reached at (573) 302-9990. The Buying Guide for First-Time Home Buyers GET PRE-APPROVED. This entails document verification, a credit check, and automated or actual underwriting. If all is in order, you will receive the equivalent of a loan commitment that's subject to a contract, appraisal and title work...

One thing that has come out of this COVID-19 pandemic is that mortgage rates are low, extremely low. Many of you may be considering buying your dream home due to this, therefore looking for a mortgage at the Lake of the Ozarks . With everything going on, do not forget about the basics of buying a home. The mortgage rates have gone down but that doesn't mean the closing costs have necessarily changed. Keep reading this week's blog for IMPORTANT information regarding closing costs. Need a mortgage lender at the Lake of the Ozarks , you can trust? Call MHQ - Mortgage Headquarters today at (573) 302-9990. Buying a Home During The COVID-19 Pandemic? Don't Forget About The Closing Costs! "Closing Costs" are the fees that pay for the various services involved when you sell or buy a home. Sellers and buyers almost always negotiate to determine who will pay different portions of these costs. As indicated below, many of the closing costs result from getting your...

As we all likely know by now, mortgage rates are lower than they have been in a long time right now due to the COVID-19 pandemic. It's an insane time, there's no doubt about that. Knowing that mortgage rates are so low right now though, may motivate you to take advantage of this opportunity and finally buy your dream home at the Lake of the Ozarks . This Lake of the Ozarks mortgage company applauds you for taking this big step. Make sure you get the home you truly want! Having a wish list prepared and ready to go can really help you be sure that you are getting everything you want. Keep reading this week's blog for a sample wish list you can refer to, to help you prepare your own. Need help from an experienced mortgage lender in Camden County ? Call MHQ - Mortgage Headquarters today at (573) 302-9990. Sample Wish List For a New Home Walk-In Closets If you've always wanted a walk-in closet because you never feel like you have enough room for your clothes, put ...

As you've probably heard by now, mortgage rates are at a historical low. If you were ever going to refinance your home loan at the Lake of the Ozarks , now is the time to do it. Here at MHQ - Mortgage Headquarters , we encourage you to reach out via phone and touch base with us if this is something you and your family are interested in. Refinancing your home loan can allow you to enjoy a number of benefits, including but not limited to lower payments. If you have any questions or just want to hear more, call our local Lake of the Ozarks mortgage company today at (573) 302-9990. In the meantime, keep reading this week's blog for the dos and don'ts of refinancing your mortgage. The Dos and Don'ts of Refinancing Your Mortgage THE DOS OF REFINANCING DO monitor your credit score. Give your credit score a quick check before considering refinancing. The better your score the better chances you probably have of getting a better rate! DO refinance for the right rea...

Whether you are applying for your first home loan at the Lake of the Ozarks or your fourth, there are things you should NOT do when trying to qualify. Our mortgage company in Osage Beach is here to give you a few tips on what NOT to do when trying to qualify for a home loan in this week's blog. Need a Lake of the Ozarks mortgage lender you can count on? Call MHQ - Mortgage Headquarters at (573) 302-9990 today. What NOT To Do When Trying To Qualify For a Home Loan Avoid switching jobs. If you are applying for a home loan, it's important that you hold down a steady job. You need to appear that you have a regular flow of income and if you are changing jobs in the middle of this process it can possibly throw things off. Avoid opening up any NEW credit cards. Your credit score can suffer when you open up a new credit card or multiple credit cards for that matter. You should not try to do this when applying for a home loan. Avoid canceling any current credit cards. ...